Terms of Service

1. Who we are

OTSeen (otseen.com) is a discussion and prediction-tracking platform for over-the-counter (OTC) securities. These terms are an agreement between you and OTSeen. They govern your access to and use of the site. By creating an account or using OTSeen, you agree to these terms.

OTSeen is not a broker-dealer, an investment adviser, or an exchange. We do not execute trades, hold funds or securities, or match buyers with sellers. We publish tools for tracking public statements about OTC companies and for discussing them.

2. Eligibility and your account

You must be at least 18 years old to use OTSeen. By creating an account, you confirm that you meet this requirement and that everything you tell us during registration is accurate.

Each person may hold one OTSeen account. You may register with an email address and password, or by signing in with a Google account. You are responsible for keeping your login credentials confidential and for all activity that happens under your account.

Usernames are screened for slurs and vulgar language at signup. We may reject or rename a username that fails this screen, and a display tag or handle adopted later is subject to the same standard.

3. Not investment advice

Nothing on OTSeen is investment, legal, or tax advice. Posts, predictions, statement trackers, accuracy scores, and any other content on the site reflect the opinions of the users who posted them, not OTSeen. OTSeen does not recommend that you buy, sell, or hold any security. Decisions you make about any security are your own, and you are solely responsible for them.

OTC securities carry particular risks, including thin trading, wide spreads, limited public information, and a higher incidence of fraud than exchange-listed securities. Do your own research and consult a licensed professional before making financial decisions.

4. Predictions and tracked statements

OTSeen lets users track statements made by OTC companies (such as press releases and filings) and record predictions about tickers. Statement resolutions are meant to cite a public primary source, such as a filing with the U.S. Securities and Exchange Commission (SEC) or a company press release. Once a statement is resolved or a prediction's outcome is recorded, that record is permanent and forms part of the public history of the ticker, the company, and the users involved.

Predictions on OTSeen do not use real money. They have no cash value and cannot be redeemed, transferred, or exchanged for anything of value. Reliability scores for companies and accuracy scores for users are calculated from this history and displayed publicly next to their content. These scores are a record of past calls, not a promise about future results.

5. Your content

OTSeen is a text-only platform. You cannot upload files, images, or other attachments anywhere on the site. Everything you post is text that you type directly into OTSeen.

You keep ownership of the content you post. By posting it, you grant OTSeen a worldwide, non-exclusive, royalty-free license to host, store, reproduce, display, and distribute that content in connection with operating and promoting the platform. This license ends when you delete the content or your account, except for copies kept as required by law, for backups, or for content that other users have shared or referenced before the deletion.

You are responsible for what you post. You represent that you have the rights necessary to post your content and that it does not violate these terms, the community rules, or applicable law.

6. Disclosing paid promotion

If you receive money, securities, or any other compensation for posting about a security, you must clearly disclose that compensation in the post itself. This mirrors the disclosure obligation that Section 17(b) of the Securities Act of 1933 places on anyone paid to publicize a security.

Posting about a security without disclosing that you were compensated for it is undisclosed promotion. It is a serious violation of these terms and is grounds for an immediate ban, at the discretion of OTSeen moderators and administrators.

7. Community rules and conduct

Beyond these terms, the Community Rules set out, in plain language, what is and is not welcome on OTSeen. The Community Rules are part of this agreement. If a specific rule there conflicts with a general statement here, the more specific rule controls.

8. Moderation, enforcement, and appeals

OTSeen runs automated filters on posts to catch obvious violations, such as slurs and vulgar language, before they are published. Moderators and administrators may also remove content, place a timeout on an account (muting it from posting for a period between one hour and seven days), or ban an account from a specific board or from the site entirely.

We try to enforce these terms and the Community Rules consistently, but moderation involves judgment calls, and outcomes may not always feel proportionate to everyone involved. If you believe an enforcement action against you was made in error, you may appeal it through the appeals process available on the platform.

9. Private messages and reports

Private messages are visible only to the sender and the recipient, with one exception: if a private message is reported, its content becomes visible to site moderators so they can review the report. Reported messages are handled the same as reported public content for moderation purposes.

10. Market data and third-party information

OTSeen displays filings data sourced from the SEC's EDGAR system and market data from third-party suppliers. This data may be delayed and is provided for informational purposes only. We do not guarantee that any market data, filing summary, or other third-party information shown on OTSeen is accurate, complete, or current, and we are not responsible for errors or omissions in data we source from outside providers.

11. Our intellectual property

The OTSeen name, logo, site design, and underlying software are owned by OTSeen or its licensors and are protected by intellectual property law. Nothing in these terms gives you a right to use OTSeen's brand features except as needed to use the platform as intended.

12. Copyright complaints (DMCA)

If you believe content on OTSeen infringes your copyright, send a written notice to our designated copyright agent that includes: your signature, identification of the copyrighted work, identification of the material you claim is infringing and where it appears on OTSeen, your contact information, a statement that you have a good-faith belief the use is not authorized, and a statement that the notice is accurate and made under penalty of perjury.

Designated agent: [DMCA agent name and address, to be registered].

We may remove or disable access to material identified in a valid notice and may terminate the accounts of repeat infringers.

13. Suspension and termination

You may stop using OTSeen and request deletion of your account at any time. We may suspend or terminate your access to OTSeen if you violate these terms, the Community Rules, or applicable law, or if we reasonably believe your account poses a risk to OTSeen or other users.

Public content tied to your account, such as posts, votes, predictions, and their resolutions, contributes to the permanent record that other users' scores and history depend on. When an account is deleted, we anonymize its public content rather than deleting it, so that ticker and community history remains intact.

14. Disclaimers

OTSeen is provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that OTSeen will be uninterrupted, secure, or error-free, or that content on it is accurate or reliable.

15. Limitation of liability

To the fullest extent permitted by law, OTSeen and its officers, employees, and agents are not liable for indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, or data, arising from your use of OTSeen or reliance on content posted on it, even if we have been advised of the possibility of such damages.

16. Indemnification

You agree to defend, indemnify, and hold harmless OTSeen from any claim, liability, damage, or expense, including reasonable legal fees, arising from your content, your use of OTSeen, or your violation of these terms.

17. Responsibility for content

Content posted on OTSeen is the responsibility of the user who posted it, not OTSeen. OTSeen is an interactive platform within the meaning of Section 230 of the Communications Decency Act, and we do not endorse or adopt any user's post, prediction, or message as our own statement by hosting it.

18. Governing law and disputes

These terms are governed by the laws of the State of [State, placeholder], without regard to its conflict-of-laws rules.

[Placeholder: whether disputes are subject to binding arbitration, and on what terms, is pending a decision from counsel. This section will be completed before launch.]

19. Changes to these terms

We may update these terms from time to time. If we make a material change, we will post the updated terms on this page with a new effective date. Continuing to use OTSeen after a change takes effect means you accept the updated terms.

20. Contact us

Questions about these terms can be sent through the contact options listed on the platform.